Aczen AI Tax Advisor: income tax, GST, and TDS help

Generate structured tax analysis for your financial year — eligible deductions, GST obligations, and TDS compliance alerts tailored to your Aczen Bilz data.

The AI Tax Advisor is a dedicated tax guidance tool inside Aczen Bilz. Unlike Aiva — which answers general financial questions conversationally — the Tax Advisor focuses specifically on tax: it reads your invoices, journal entries, and expense records for a chosen financial year and generates structured analysis across three areas: tax savings under the Income Tax Act, 1961; GST obligations and ITC; and TDS compliance. The output is actionable and specific to your business, not generic advice.

Accessing the AI Tax Advisor

Go to Reports → AI Business Tax Advisor in the main sidebar. If you prefer, you can also reach it through the main navigation menu.

How to generate a tax analysis

1. Select the financial year

   At the top-right of the page, choose the financial year you want to analyze — for example, FY 2024-25. The advisor pulls data only for the selected period.

2. Choose an analysis type

   The page is organized into three tabs: Tax Savings, GST Guidance, and TDS Alerts. Select the tab for the analysis you want to run.

3. Click Generate Analysis

   Each tab shows a prompt to generate its analysis. Click Generate AI Tax Analysis. The advisor reads your financial data and produces results in a few moments.

4. Review the results

   Results are organized into clear sections — eligible deductions, optimization suggestions, filing checklists, or compliance alerts depending on the tab. Each recommendation includes the relevant IT Act section or GST provision.

5. Export if needed

   Once an analysis is generated, you can export it as PDF or Excel for sharing with your CA or for audit records. Use the Export Analysis button and choose your preferred format.

What each analysis covers

Tax Savings

The Tax Savings analysis calculates your gross income, total eligible deductions, taxable income, and estimated tax liability for the selected financial year. It identifies specific deductions available to your business under the Income Tax Act, including:

• Section 80C — employee contributions to provident fund
• Section 80D — medical insurance premiums
• Section 80G — eligible charitable donations
• Section 32 — depreciation on business assets
• Section 35 — research and development expenses
• Section 36 — general business expenses

The advisor also suggests tax optimization strategies prioritized by potential savings, with an estimated rupee value for each.

GST Guidance

The GST Guidance analysis summarizes your GST position for the selected year:

• Output GST collected on sales
• Input GST on purchases and expenses
• Net GST payable after ITC offset
• Reverse Charge Mechanism (RCM) liability
• ITC available but not yet claimed

It also generates a filing checklist showing the status of each GST return (GSTR-1, GSTR-3B, and others) and highlights any compliance risks — for example, mismatches between output tax and ITC claims, or returns approaching their due dates.

TDS Alerts

The TDS Alerts analysis scans your transaction records for TDS obligations. It shows:

• Total TDS deducted and deposited to date
• Pending TDS deposits with the next due date
• Compliance alerts for critical deduction deadlines
• Missed TDS deductions — transactions where TDS should have been deducted under a specific section but wasn’t

Each missed deduction shows the vendor, applicable section, TDS rate, and estimated amount due so you can correct it before the quarter ends.

How the Tax Advisor differs from Aiva

	Aiva	AI Tax Advisor
Access	Chat button, bottom-right of every page	Reports → AI Business Tax Advisor
Format	Conversational, question and answer	Structured tabbed analysis with data tables
Focus	General financial questions (invoices, P&L, cash flow)	Tax-specific: deductions, GST, TDS
Output	Text answer with optional navigation link	Detailed analysis with sections, rupee amounts, and export
Trigger	You ask a question	You click Generate Analysis

Use Aiva for quick questions while you’re working. Use the AI Tax Advisor when you want a full picture of your tax position for a specific period.

Example questions the Tax Advisor addresses

• What deductions can I claim under the IT Act for FY 2024-25?
• What is my net GST payable after ITC for this year?
• Which vendor payments required TDS that I may have missed?
• What is my estimated tax liability based on current revenue?
• Are there any compliance risks in my GST filing status?
• What is my total TDS obligation for the quarter?

The AI Tax Advisor provides guidance based on the Indian Income Tax Act, 1961 and GST regulations, using the financial data recorded in your Aczen Bilz account. It is designed to inform and support your tax planning — not to replace professional advice. Always verify significant tax decisions, deduction claims, and filing positions with a qualified Chartered Accountant before submitting returns or making payments.

Data the Tax Advisor uses

The advisor aggregates data from across your Aczen Bilz account for the selected financial year:

• Invoices — for revenue and turnover calculations
• Journal entries — for detailed expense categorization
• Ledger accounts — for asset and liability information
• Chart of accounts — for account classification
• Business information — for company details and registered assets

Your financial data stays within your account. Analysis requests are encrypted, and no sensitive data is permanently retained by the AI service.